The loan process
It all starts with taking about one minute to answer a few simple questions. When you're done, we'll meet to talk about your goals, opportunities and next steps, in person or online.
Meet your broker
Our approach is built on trust, transparency, and dedication. Your broker will work closely with you to understand your unique needs, providing insightful advice and innovative loan options.
Choose your goals
Once we know what you need, we'll do the research of over 60 banks and lenders to provide you with loan recommendations best suited to your needs.
Seal the deal
After all the ups and downs of the home buying hunt, you've found a home and made an offer. While you pop the champagne, we'll keep track of your application to ensure it all runs smoothly.
Book a consult
Loan types
Variable Rate
The interest rate you will have to pay on a variable rate loan depends on the RBA official cash rate, changes to market interest rates or changes made by the lender.
Fixed Rate
With a fixed loan, the interest rate and repayments are set. It can be a good choice if you want to know exactly how much you need to pay off each fortnight or month.
Split Rate
In a split loan, part of your mortgage is fixed and part of it is variable. So, you've got some protection from rising rates but you still benefit if rates drop.
Offset
An offset facility is a savings or transaction account linked to your home loan. The balance of the offset account is deducted from your main loan when the bank works out your interest.
Low Doc
These are popular with self-employed people or borrowers who might not have been in their job for long. A low-doc loan can be fixed or variable.
Packaged
A package or ongoing discount home loan bundles a home loan with other financial products like a transaction account or credit card.
Frequently Asked Questions
We've got the answers
