The loan process

An SMSF loan is a loan used to buy residential and commercial property from a self-managed super fund (SMSF). The returns on the investment – whether that's rental income or capital gains – are channelled back into the super fund to increase your retirement savings.

Consultation & SMSF Loan Review

Connect with us for an in-depth consultation to understand your SMSF's goals. We'll review your fund's structure and financial situation to find the right loan option for you.

Application & Approval

Submit your SMSF loan application with the required documents. We'll handle the approval process efficiently, ensuring that your SMSF can access the funds needed for property investment or other goals.

Funding & Property Purchase

Once approved, the loan funds are released, allowing your SMSF to make the desired investment. We're here to support you throughout the process to ensure everything runs smoothly.

Request a Consultation

Book a consult

Make your Super Fund work for you

SMSF Loans for Residential and Commercial Properties

Whether you're looking to invest in residential or commercial property through your SMSF, we've got loan options that suit your strategy and help build your portfolio.

Expert Guidance for SMSF Loan Compliance

Navigating the complexities of SMSF loans can be tricky, but we're here to simplify it. Our team provides expert guidance to ensure your loan is fully compliant with regulations.

Unlock Property Investment Through Your SMSF

Want to invest in property through your super? Our SMSF loans are designed to help you leverage your retirement savings for property purchases, building long-term wealth.

Flexible SMSF Loan Options

We offer flexible SMSF loans tailored to your unique needs, helping you achieve financial independence and growth through strategic investments within your super fund.

Competitive Rates for SMSF Borrowers

Our SMSF loan services come with competitive interest rates and terms, ensuring that you maximize returns on your property investments within your super fund.

Seamless Loan Application Process for SMSF Trustees

We make the loan application process smooth and straightforward, ensuring SMSF trustees can easily secure financing for their investment goals with minimal hassle.

Frequently Asked Questions

We've got the answers

Can my SMSF borrow money to invest in property?

Yes, your SMSF can borrow money to invest in property through a limited recourse borrowing arrangement (LRBA). This allows your super fund to purchase residential or commercial property while protecting other assets within your SMSF from risk.

What are the requirements to qualify for an SMSF loan?

To qualify for an SMSF loan, your fund needs to have sufficient cash flow, a solid investment strategy, and meet compliance regulations. You'll also need to ensure that the loan is used for eligible investment purposes, like purchasing property.

Are there restrictions on the types of properties my SMSF can buy?

Your SMSF can purchase residential and commercial properties, but there are restrictions. For example, you cannot live in or rent a residential property bought through your SMSF to a related party. However, commercial properties can be leased to your business under certain conditions.
A doctor in a white coat, his arms crossed, holding a stethoscope.

We will find the ideal solution for your finance

Simply call us for an obligation free finance assessment to see how we can help you.

Book an appointment